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For CAs, scale means going beyond compliance—into strategy, innovation, and leadership.Integrity is the true audit trail of a Chartered Accountant, visible in every decision, not just every document. Ethics define what we do when no one is watching, professionalism defines how we do it when everyone is. Every challenge is a new ledger, and every CA knows how to turn debits into milestones. Technology is transforming finance, but integrity will always be the operating system of the profession.The future of accounting is not about automation replacing humans, but about humans redefining value.The Chartered Accountant of tomorrow is not just tech-enabled, but tech-empowered. Scaling isn’t just about growing bigger; it’s about growing wiser- in impact, insight, and integrity.

Home / CMP Benefits / Online PSB Loan Facility (OPL) for the members of ICAI
Online PSB Loan Facility (OPL) for the members of ICAI
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About
Online PSB Loan (OPL) is a digital loan facility for ICAI members, offered by Public Sector Banks. It allows members to apply online for business loans with minimal paperwork, providing fast processing, competitive interest rates, and loan amounts up to ₹1 crore. The product is designed to support ICAI members in efficiently managing their professional and business financial needs.

Key Features:

  • Loan Amount: Up to ₹1 crore.
  • Processing Time: Loans are processed swiftly, often within 59 minutes, subject to eligibility and documentation.
  • Interest Rates: Competitive rates as per PSB norms.
  • Loan Types: Includes term loans and working capital loans.
  • Eligibility: Available to sole proprietors, partnerships, and private limited companies.

Benefits:

  • Simplified Application Process: Online submission of applications reduces paperwork and processing time.
  • Tailored Financial Solutions: Loans designed to meet the specific needs of members' businesses.

How to Apply:

  1. Registration: Members may please visit the OPL Registration Portal to begin the application process.
  2. Documentation: Prepare necessary documents such as PAN card, Aadhaar card, business proof, and financial statements.
  3. Application Submission: Fill in the online application form with accurate details.
  4. Processing: Application will be processed, and Members will receive loan offers from participating PSBs.
  5. Loan Disbursement: Upon acceptance, the loan amount will be disbursed to your account.

Contact Information

For Brochure

Disclaimer:
ICAI, through CMP, acts solely as a facilitator for these initiatives. All services are delivered directly by respective providers. It does not endorse or guarantee the quality, reliability, or accuracy of these offerings. Members are advised to exercise independent judgment and due diligence before availing any product or service. ICAI shall not be liable for any loss or damage arising from their use.